The Start here hub

Debt and investing

How debt and investing fit together: comparing the interest you pay with what investments have returned, and the role of an emergency cash fund.

The asset ladder

Seven steps, one per desk
  1. Bonds & Cash Start with the money you already have: what cash really earns after tax and inflation
  2. Funds & ETFs Own the market in one purchase: how index funds and ETFs work
  3. Equities Owning a company: what a share is and how to judge one
  4. Property Bricks, REITs and the landlord's real return
  5. Gold & Commodities Why investors hold gold, and what it costs to own
  6. Private Markets Assets that do not trade every day, and who can buy them
  7. Alternatives Infrastructure, crypto and passion assets, with the risks named

News and analysis

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