Inflation

Rates & inflation · News

9 October 2026 · 4 min read

Bank Rate held at 3.75% with three votes for a rise: what savers and borrowers should watch on 5 November

3.75%: Bank Rate is unchanged after a 6-3 vote in which three members of the Monetary Policy Committee wanted a rise to 4%. The next decision, with a new Monetary Policy Report, is due on 5 November 2026.

Rates & inflation · Explainer

12 October 2024 · 5 min read

Inflation and your money: cash, index-linked gilts and real returns

UK inflation was 3.1% in August 2026, enough to turn a taxed 4% savings rate into a real loss for higher-rate taxpayers. Index-linked gilts pay more as prices rise, with price risk and a 2030 index change attached.