Topic
Digital assets · News
28 February 2027: the deadline for crypto firms to apply for FCA authorisation, in a window that opened on 30 September 2026. The full regime starts on 25 October 2027, bringing Financial Ombudsman access but no FSCS cover.
PROLTAFs · News
90 days: the minimum notice the FCA wants investors to give before selling out of property and other illiquid retail funds, which could pay out no more than monthly. The proposals in CP26/35 would affect 17 funds holding about £7.22bn.
Digital assets · Explainer
Crypto marketing in the UK has carried risk warnings, a 24-hour cooling-off period and an incentives ban since October 2023, and retail investors have been able to buy crypto ETNs since October 2025. A full FCA regime starts on 25 October 2027; until then most crypto activity has no FSCS or ombudsman protection.
Scam Watch · Guide
Investment scams share recognisable warning signs, and the FCA's Firm Checker and Warning List let you check a firm in minutes. If money has gone, call your bank and report to Report Fraud, the service that replaced Action Fraud in December 2025.
